> ## Documentation Index
> Fetch the complete documentation index at: https://docs.insurestack.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Subscription Plans

> Choose the right plan for your insurance brokerage

## Available Plans

InsureStack offers tiered plans with different monthly credit allocations. Choose the plan that matches your usage needs.

<Note>
  All plans include **10 free monthly credits**. Paid plans add additional credits on top.
</Note>

## Plan Comparison

| Plan              | Monthly Credits                    | Price              | Team Members | Best For                               |
| ----------------- | ---------------------------------- | ------------------ | ------------ | -------------------------------------- |
| **Pay as you Go** | 10 free                            | **Free**           | 1            | Testing the platform, very light usage |
| **Plus**          | 40 total (10 free + 30 paid)       | **\$20/month**     | 1            | Small agencies, individual brokers     |
| **Pro**           | 360 total (10 free + 350 paid)     | **\$200/month**    | 1            | Growing brokerages, moderate volume    |
| **Team**          | 2,010 total (10 free + 2,000 paid) | **\$999/month**    | Multiple     | Multi-user teams, high volume          |
| **Enterprise**    | Custom Package                     | **Custom Pricing** | Multiple     | Large organizations, enterprise needs  |

***

## Pay as you Go (Free)

### What You Get

* **10 free monthly credits**
* Access to all core features
* Single user
* Community support

### Who It's For

* **Testing the platform** - Try InsureStack before committing
* **Very light usage** - Occasional quote or policy analysis
* **Individual brokers** - Solo practitioners with minimal automation needs

## Plus Plan - \$20/month

### What You Get

* **40 monthly credits** (10 free + 30 paid)
* All core features
* Single user
* Email support

### Who It's For

* **Small agencies** - 1-2 person operations
* **Individual brokers** - Independent agents with regular quoting needs
* **Limited volume** - 30-40 actions per month
* **Getting started** - Growing your automation gradually

## Pro Plan - \$200/month

### What You Get

* **360 monthly credits** (10 free + 350 paid)
* All core features
* Single user
* Priority email support
* Advanced policy tools

### Who It's For

* **Growing brokerages** - Scaling operations
* **Moderate volume** - 300+ actions per month
* **Heavy quoting** - Regularly comparing multiple carriers
* **Serious automation** - Committed to digitizing workflows

## Team Plan - \$999/month

### What You Get

* **2,010 monthly credits** (10 free + 2,000 paid)
* All core features
* **Unlimited team members**
* **Permission management**
* Priority support
* Advanced policy tools
* Dedicated account manager

### Who It's For

* **Multi-user teams** - Multiple producers and staff
* **High volume** - 2,000+ actions per month
* **Collaboration needed** - Team members need shared access
* **Agency operations** - Entire brokerage using InsureStack

### Team Features

<AccordionGroup>
  <Accordion icon="users" title="Invite unlimited team members">
    Add as many colleagues as needed. Everyone draws from the shared credit pool.
  </Accordion>

  <Accordion icon="shield" title="Permission management">
    Control what each team member can access - grant or revoke permissions per module.
  </Accordion>

  <Accordion icon="chart-line" title="Shared visibility">
    All team members can view organization activity and collaborate on submissions, quotes, and policies.
  </Accordion>

  <Accordion icon="user-tie" title="Dedicated account manager">
    Get personalized support from a dedicated InsureStack account manager.
  </Accordion>
</AccordionGroup>

## Enterprise Plan - Custom Pricing

### What You Get

* **Custom Number of credits** decided on usage needs of client
* All core features
* **Multiple team members**
* **Custom integrations**
* **API access**
* White-glove onboarding
* Dedicated support team
* Custom carrier prioritization
* SLA guarantees

### Who It's For

* **Large organizations** - Established brokerages with high volume
* **Enterprise needs** - Custom workflows and integrations required
* **More usage** - Need more usage that any of the plans
* **API access needed** - Build custom integrations

### Enterprise Features

<AccordionGroup>
  <Accordion icon="infinity" title="Custom credits">
    Use InsureStack as much as you need without worrying about credit limits or overage charges.
  </Accordion>

  <Accordion icon="plug" title="Custom integrations">
    Connect InsureStack with your AMS, CRM, accounting software, and other systems. We build custom integrations based on your needs.
  </Accordion>

  <Accordion icon="code" title="API access">
    Full API access to build custom workflows, automations, and integrations tailored to your organization.
  </Accordion>

  <Accordion icon="building" title="Custom carrier prioritization">
    Tell us which carriers to prioritize for integration development. We'll build the carriers you need most.
  </Accordion>

  <Accordion icon="handshake" title="White-glove onboarding">
    Dedicated onboarding team to ensure smooth implementation and training for your entire organization.
  </Accordion>

  <Accordion icon="headset" title="Dedicated support team">
    Direct access to a dedicated support team with guaranteed response times (SLA).
  </Accordion>
</AccordionGroup>

<Card title="Contact Us for Enterprise" icon="comments" href="mailto:support@insurestack.ai" horizontal>
  Reach out to discuss Enterprise pricing and features
</Card>

***

## Feature Comparison

| Feature                   | Pay as you Go | Plus  | Pro            | Team              | Enterprise           |
| ------------------------- | ------------- | ----- | -------------- | ----------------- | -------------------- |
| **Monthly Credits**       | 10 free       | 40    | 360            | 2,010             | Unlimited            |
| **Team Members**          | 1             | 1     | 1              | Multiple          | Multiple             |
| **Submissions**           | ✅             | ✅     | ✅              | ✅                 | ✅                    |
| **Quoting**               | ✅             | ✅     | ✅              | ✅                 | ✅                    |
| **Policy Comparison**     | ✅             | ✅     | ✅              | ✅                 | ✅                    |
| **Commissions**           | ✅             | ✅     | ✅              | ✅                 | ✅                    |
| **Permission Management** | ❌             | ❌     | ❌              | ✅                 | ✅                    |
| **Integrations**          | ❌             | ❌     | ❌              | ❌                 | ✅                    |
| **API Access**            | ❌             | ❌     | ❌              | ❌                 | ✅                    |
| **Support**               | Community     | Email | Priority Email | Dedicated Manager | Dedicated Team + SLA |
| **Custom Carriers**       | ❌             | ❌     | ❌              | ❌                 | ✅                    |

***

## Frequently Asked Questions

<AccordionGroup>
  <Accordion icon="circle-question" title="Can I change plans anytime?">
    Yes. You can upgrade or downgrade at any time. Upgrades take effect immediately. Downgrades take effect at the end of your current billing period.

    Learn more about [plan changes](/billing/plan-changes).
  </Accordion>

  <Accordion icon="circle-question" title="What if I run out of credits mid-month?">
    You can purchase additional credits (\$1 each) that work with any plan. Alternatively, you can upgrade to a higher plan for more monthly credits.
  </Accordion>

  <Accordion icon="circle-question" title="Do unused credits roll over?">
    Monthly credits (free + plan) do NOT roll over - they expire at the end of each billing period. Only purchased credits roll over (valid for 1 year).
  </Accordion>

  <Accordion icon="circle-question" title="Can I cancel anytime?">
    Yes. You can cancel your subscription at any time from Settings → Billing. You'll retain access until the end of your current billing period.
  </Accordion>

  <Accordion icon="circle-question" title="What payment methods do you accept?">
    We accept all major credit cards via Stripe. ACH and wire transfers are available for Enterprise plans only.
  </Accordion>
</AccordionGroup>

***

## Next Steps

<CardGroup cols={2}>
  <Card title="Purchase Credits" icon="cart-shopping" href="/billing/purchasing">
    Buy additional credits or upgrade your plan
  </Card>

  <Card title="Credit Types" icon="layer-group" href="/billing/credit-types">
    Understand the 3 types of credits
  </Card>

  <Card title="Plan Changes" icon="arrows-up-down" href="/billing/plan-changes">
    Learn about upgrades and downgrades
  </Card>

  <Card title="Billing FAQ" icon="circle-question" href="/billing/faq">
    More billing questions answered
  </Card>
</CardGroup>