> ## Documentation Index
> Fetch the complete documentation index at: https://docs.insurestack.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Submissions

> Create and manage insurance submission documents with AI validation

## What are Submissions?

The **Submissions** module automates the creation of carrier-ready submission packages. It transforms scattered forms and documents into complete, organized submissions that underwriters prefer, enabling faster processing and approval.

## How to Create a Submission

<Steps>
  <Step title="Navigate to Submissions">
    From the sidebar, click **"Submissions"** or use the Quick Action Card on the Dashboard.
  </Step>

  <Step title="Click 'Create New Submission'">
    Start a new submission workflow.
  </Step>

  <Step title="Upload documents">
    Drop in any documents, forms, emails, or photos:

    * **ACORD forms** - All property, casualty, auto, and umbrella forms
    * **Applications** - Completed or partially filled forms
    * **Loss runs** - 5-year loss history
    * **Financial statements** - Revenue and payroll information
    * **Supporting docs** - Emails, photos, scattered documents

    <Tip>
      Upload all available documents - AI will extract data and auto-fill forms from everything you provide.
    </Tip>
  </Step>

  <Step title="AI organization">
    The AI automatically:

    * Extracts data from all uploaded documents
    * Fills out ACORD forms with high accuracy
    * Organizes documents by carrier requirements
    * Validates completeness and identifies any gaps
  </Step>

  <Step title="Submit & win">
    Review the complete, organized submission package and send to underwriters. Professional formatting and completeness ensure faster processing and higher approval rates.
  </Step>
</Steps>

## Best Practices

<AccordionGroup>
  <Accordion icon="file-upload" title="Upload complete documents">
    Include all relevant documents upfront: completed applications, loss runs, financial statements, and any supplementary information.
  </Accordion>

  <Accordion icon="list-check" title="Provide clear coverage requirements">
    Specify exact coverage types, limits, and deductibles needed. This helps the AI structure the submission accurately.
  </Accordion>

  <Accordion icon="eye" title="Review AI-extracted data">
    Always review the structured data before finalizing. Correct any errors or omissions.
  </Accordion>

  <Accordion icon="folder" title="Use consistent naming">
    Name your submissions clearly (e.g., "ABC Trucking - GL & Auto 2025") for easy tracking.
  </Accordion>
</AccordionGroup>

## Supported Forms

The Submissions module supports all major ACORD forms:

* **Property** - Commercial property applications
* **Casualty** - General liability and umbrella forms
* **Auto** - Commercial auto and trucking applications
* **Workers Compensation** - WC applications and payroll information
* **All LOBs** - Comprehensive support across all lines of business

## Tips for Successful Submissions

* **Upload everything** - Documents, emails, photos - AI extracts from all sources
* **Use ACORD forms** - Automatically recognized and auto-filled with high accuracy
* **Include loss runs** - 5-year loss history provides complete risk profile
* **Check document quality** - Ensure uploaded files are clear and readable
* **Review before sending** - Always verify AI-organized submissions for accuracy

<Warning>
  Incomplete submissions reduce approval rates. The AI validates completeness before allowing submission to ensure zero back-and-forth with underwriters.
</Warning>

## Common Use Cases

### New Business Submissions

Creating submission packages for prospective clients seeking new coverage.

### Renewal Submissions

Preparing renewal documentation with updated information and loss history.

### Remarketing Submissions

Building submission packages when moving clients to new carriers.

## Credit Usage

Learn more about [how credits work](/billing/overview) in InsureStack.

## Next Steps

<CardGroup cols={2}>
  <Card title="Generate Quotes" icon="calculator" href="/features/quoting">
    Use your submission data to request quotes from carriers
  </Card>

  <Card title="Upload Policies" icon="shield-check" href="/features/policies-overview">
    Upload received policies for comparison and analysis
  </Card>

  <Card title="View Plans" icon="credit-card" href="/billing/plans">
    Check your credit balance and upgrade if needed
  </Card>

  <Card title="Best Practices" icon="lightbulb" href="/support/best-practices">
    Learn tips for maximizing efficiency
  </Card>
</CardGroup>